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Middle Aged Moderate's avatar

One thing to keep in mind in the United States is that the tax code is structured such that most working people are effectively forced to get their health insurance through their employer. This creates all kinds of problems such as distortions in the labor market and a greater likelihood of insurance companies to deny claims to save money. After all, even if a health insurance company gets a bad reputation for wrongly denying claims, it’s not as if people with their policies can easily drop them for another company the way they could with say auto insurance. Other countries that do have private health insurance such as the Netherlands and Switzerland don’t link it to employment. That is a unique and very negative feature of the American system.

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Doctor Natalie's avatar

I will follow along here. Looking forward to part 2, which incorporates the providers of the care. For a later discussion, I’ve had discussions with a forensic accountant who works for our government to investigate Medicare fraud. According to her, the fraud is actually coming from Russia hacking into those funds and stealing them to the tune of BILLIONS. Only a very small fraction of that fraud is coming from within the US. I can’t corroborate this information with publications…

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